Pocket Bridge Privacy Policy
Effective date: 17 July 2026
Pocket Bridge respects your privacy and is committed to handling personal information responsibly. This Privacy Policy explains what information we collect, why we collect it, how we use and protect it, when it may be shared, how long it may be retained, and the rights available to individuals under the Cayman Islands Data Protection Act.
Pocket Bridge acts as the data controller for personal information collected through this website and its payroll-advance application process.
Information We Collect
Pocket Bridge may collect:
Your name, date of birth, contact information and residential address.
Employment details, employer contact information, job tenure, pay cycle and income.
The amount and repayment term requested.
Government-issued identification, proof of address, payslips and bank statements submitted for verification.
Application decisions, Trust Score information, loan agreements, repayment history, late-payment records and communications with Pocket Bridge.
Technical information generated when you use our website, including IP address, device information and security or fraud-prevention data.
Pocket Bridge will never request your banking password, PIN, security code or online-banking login credentials.
How We Use Your Information
We may use personal information to:
Review and manually assess applications.
Verify identity, address, employment, income and pay cycle.
Determine affordability, eligibility, repayment terms and internal Trust Score.
Prevent fraud, duplicate applications and misuse of our services.
Prepare and administer approved advances and track repayments.
Communicate about applications, agreements, repayments, overdue balances or support requests.
Maintain business, accounting, legal and compliance records.
Protect Pocket Bridge, its customers and the integrity of its services.
When We May Share Information
Pocket Bridge does not sell applicants’ personal information. We may share limited information when reasonably necessary with:
An applicant’s employer or authorized representative for employment, pay-cycle, payday and job-tenure verification.
Website hosting, secure storage, email, accounting, identity-verification and other service providers acting on our behalf.
Professional advisers, including attorneys, accountants, auditors and compliance consultants.
Courts, regulators, law-enforcement agencies or public authorities where disclosure is required or permitted by law.
A purchaser or successor if Pocket Bridge undergoes a legitimate sale, transfer or restructuring, subject to appropriate confidentiality and data-protection safeguards.
We will not ask an employer to become responsible for an employee’s advance unless a separate lawful written arrangement exists.
International Processing
Some service providers, including website and cloud-service providers, may process or store information outside the Cayman Islands. Where personal information is transferred internationally, Pocket Bridge will take reasonable steps to ensure that appropriate contractual, technical and organizational safeguards are in place.
Data Retention
Pocket Bridge retains personal information only for as long as reasonably necessary for application assessment, fraud prevention, customer service, repayment administration, accounting, dispute resolution and legal or regulatory obligations. Information that is no longer required will be securely deleted, destroyed or anonymized in accordance with Pocket Bridge’s retention procedures.
Information Security
Pocket Bridge uses reasonable administrative, technical and organizational measures intended to protect personal information from unauthorized access, loss, misuse, alteration or disclosure. Access is restricted to persons who need the information for legitimate business purposes.
No internet or storage system can be guaranteed completely secure. Applicants should never submit banking passwords, PINs, security codes or online-banking login credentials.
Save this section when complete.
Internal Trust Score and Manual Review
Pocket Bridge uses an internal Trust Score based on verified application information, affordability indicators, account standing and repayment history. It is not a bank or credit-bureau score.
The Trust Score supports—but does not solely determine—lending decisions. Every application is manually reviewed. Applicants may request clarification or ask Pocket Bridge to reconsider a decision.
Your Data-Protection Rights
Subject to the Cayman Islands Data Protection Act and applicable limitations, individuals may have the right to:
Request access to personal information held about them.
Request correction of inaccurate or incomplete information.
Ask Pocket Bridge to stop or restrict certain processing.
Object to direct marketing.
Raise concerns about automated decision-making.
Request information about how their data is used.
Make a complaint to the Cayman Islands Ombudsman.
To exercise a right, contact Pocket Bridge using the details below. Pocket Bridge may need to verify your identity before fulfilling a request.
Cookies and Website Information
The Pocket Bridge website may use essential cookies, security tools, analytics and similar technologies to operate the site, prevent fraud and understand website performance. Where required, visitors will be given appropriate choices regarding non-essential cookies.
Contact Pocket Bridge
For privacy questions, requests or complaints, contact:
Pocket Bridge
Email: info@pocketbridgeky.com
Cayman Islands
You may also contact the Cayman Islands Ombudsman through www.ombudsman.ky.
Changes to This Policy
Pocket Bridge may update this Privacy Policy when its services, technology or legal obligations change. The revised policy will be posted on this website with an updated effective date.
Save the page. This is a working operational draft and should be reviewed by a Cayman attorney before applications open.